Anyone who attained the minimum age of 21 years can opt for CSP registration. You should have basic knowledge of computers and need to be unemployed, responsible, as well as arduous. Additionally, you should eager to invest your money in the project. The Bank Mitra functions as a one-stop solution for nearly all the regular banking requirements and services.
What are the requisites to become Bank Mitra?
To become Bank Mitra you are supposed to complete your CSP Registration form online. You should run an office or a small company with,
• An outlet with an area of 250 to 300 square feet
• A cash counter
• One desktop or laptop
• Power backup
• Internet connectivity, it may be a dongle or a broadband connection
Customer Service Point (CSP) Agents are those who function as a mediator of the bank at areas where it is not feasible to open a bank branch. Opening CSP will fetch you a fixed income regardless of the bank and the branch. In addition to salary, you will get attractive commissions, as well.
What are kiosks?
The Kiosks are the small booths, which are operated through the internet. They are mostly established in the rural communities where consumers can come and avail the essential banking services. The Kiosk Banking is the scheme, which is designed for people living in rural communities as well as for those in remote areas. The major goal of the scheme is to offer banking services where there are no banks or banking services are unavailable. It is the scheme introduced by the Reserve Bank of India, through which banks will come to villages to offer their variety of services according to the needs of people.
This type of banking is the imperative step taken towards the monetary inclusion, which means facilitating the low-income families as well as weaker sections of the society to access financial services and gain the credit at a low or reasonable cost.
The major goal of introducing the Kiosk Banking is that it should be assisted by the banks in public, private, and cooperative sectors with shops. These shops will function as a touch point between customers and a bank, where the banking services such as deposits, remittances, withdrawals, excluding the insurance, micro-credit, and overdraft services could be offered.